Welcome to FIAT of Larchmont's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
At FIAT of Larchmont we strive to provide the car loan for the new FIAT, or used car you want to purchase. Our access to many auto finance companies in the area allows us to get you the right auto loan in Larchmont for your needs. Located at 2050 Boston Post Road , our auto finance department is a quick trip away to get you the car loan that fits your budget. You can save even more time by filling out our auto finance application. Be sure to check out our large inventory of new and used cars in Larchmont today!
Qualified applicants can enjoy 0% APR Financing for 60 months or a $0 down sign and drive lease on all new FIAT 500s. Low interest car loans are also available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!
2050 Boston Post RoadLarchmont, NY 10538
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.